Women Led Financial Education & Wellness Advisor in US/Toronto - Wealth Management Expert

who this is for

Built for Career Women
Serious About Money

You have built a serious career. Your income reflects it. But your financial foundation — investing, wealth building, protection — has not kept pace with where you are. SM Core closes that gap.

what will change for you

Financial competence changes how you move through the world.

1,200 women have completed SM Core. Here is what they tell us shifted — and it is rarely just the numbers.

your life

Money stops being the thing you avoid.

The decisions you were deferring — investments, protection, retirement — become decisions you make with clarity and without anxiety.

your choices

You make decisions from options, not obligation.

A sabbatical. A pivot. A business. These become real possibilities when your financial foundation is in place.

Your wealth

Your money is working while you live your life.

Compounding, portfolio strategy, wealth protection — these are no longer things other people manage. They are yours.

your mind

Financial stress lifts and stays lifted.

Not because your income changed. Because you understand what you have, what it is doing, and where it is going.

Your career

You show up fully resourced.

Financial stress is one of the largest drains on focus and executive presence. When it is resolved, you lead differently.

your influence

You are ready when bigger opportunities arrive.

Financial clarity changes how you negotiate, evaluate risk, and step into roles that require it.

the curriculum

SMCore

SM Core covers every pillar of personal financial competence — from cashflow and saving to investment strategy, retirement planning, and wealth protection. Self-paced. Rigorous. Supportive. Q&A sessions.

Financial Strategies for Women1

$147 / month
USD · Cancel anytime · One-time $47 enrollment fee

$750 / 6 months
USD · Paid upfront · 30-min coaching call · $47 sign-up fee
Save $250 vs monthly 

$1,320 / year
USD · Paid upfront · 60-min coaching call · $47 sign-up fee
Save $619 vs monthly

What’s Included

The 360 Financial Freedom Framework — Five Modules. Fourteen Lessons. Worksheets. Private Community

Identify the beliefs holding you back and build unshakeable financial confidence.

Your relationship with money started long before your first paycheque. This module helps you identify what’s driving your financial decisions — and rewire it. You’ll build the clarity and confidence to make money decisions without fear, guilt, or second-guessing.

OUTCOME
You approach money with clarity and confidence — not fear.

Put a proven system behind your money, eliminate debt and create breathing room in your finances.

Get crystal clear on your cashflow and net worth, then leverage our proven tools to optimize how you save, eliminate debt strategically, and free up more money to build real wealth — without overhauling your life.  Simple, automated, and sustainable.

OUTCOME
Master your cash flow, slay debt and create a safety net in place so you reach your goals faster.

Plan for the future you actually want by setting goals the right way and building wealth with intention.

Most people set financial goals the wrong way — and that’s exactly why they never reach them. In this module you’ll learn how to set goals that actually stick, then build a personalized investment strategy around your timeline, risk tolerance, and life.

OUTCOME
Finish knowing precisely where you’re going and how your money gets you there.

Master the investments that generate multiple income streams and accelerate your wealth.

This is where investing clicks. You’ll learn how to evaluate stocks, bonds, and ETFs and understand how they move through economic cycles — so nothing catches you off guard. Layer in dividend investing, real estate basics, and smart tax strategies, and your money starts compounding with purpose.

OUTCOME
You’ll confidently choose the right investments and build a portfolio that grows your wealth.

Insurance, estate planning and retirement — protect what you’ve built and leave a legacy.

Building wealth is only half the equation. This module ensures what you’ve built is protected — the right insurance, a clear estate plan, a retirement income strategy, and a legacy defined entirely on your terms.

OUTCOME
Your wealth is protected, your future is planned, and your legacy is yours to define.

1,200 women financially empowered

Join the women who have already built their financial foundation.

"I have a finance degree but always found money difficult and emotional. With Saijal, slowly but surely, you see the reasons and learn the tools to move forward. No one else holds your hand and walks you through it quite like her."
Marilyn Rowe
SMCore Member
"One of the best financial investments I have made. The information was easy to understand, the videos kept me engaged, and I started thinking differently about my future. It was one of the best investments for myself."
Charelle Strahan
SMCore Member
"I've been raving about this course to my entire family and friends. I learned so much about investing — I had no idea you needed to start saving for retirement so early. This will change my life and eliminate so much financial stress."
Mollie Wheeler
SMCore Member

CFA Charterholder
Former CNBC & BNN anchor

Meet your instructor, saijal patel

25+ Years in Finance.
One Unwavering Mission..

In working with more than 20,000 women — through masterclasses, live events, and corporate workshops — I kept seeing the same thing. Accomplished career women with meaningful salaries and no structured financial plan to show for it.

Not because they were not capable. Because no one had ever given them a rigorous, holistic framework designed for where they are and where they wanted to go.

Saijal Patel is a CFA Charterholder, award-winning business journalist, and former anchor for CNBC Asia and BNN Bloomberg — with 25+ years of financial expertise across North America and Asia.

“I built Saij Elle because I spent 25 years watching the most important financial conversations happen in rooms that women weren’t invited into. That ends here.”

Ready to Step in?

Your financial foundation
is one click away.

1,200 career women have already built theirs – what are you waiting for?