Personal Solutions
Finally, A Financial Space
Built For Women.
As Seen & Heard On
Most programs teach women to lean in.
We teach them to lead in.
The financial conversations that build real power — wealth, negotiation, investment strategy, business acumen — have historically been directed at men. Women were handed budgeting tips and told to be careful with their finances. Saij Elle has been built to change that. With the same rigour, depth, and credibility that women deserve and have always been capable of.
Two Programs. One Mission. Step In or Step Up.
Strictly money core
SMCore
Master your personal finances and watch your money, confidence, and options compound. Set yourself up for every wealth-building decision that comes next — at your own pace, on your own terms.
$147 / month
USD · Cancel anytime · One-time $47 enrollment fee
$750 / 6 months
USD · Paid upfront · 30-min coaching call · $47 sign-up fee
Save $250 vs monthly
$1,320 / year
USD · Paid upfront · 60-min coaching call · $47 sign-up fee
Save $619 vs monthly
- Full access to the 360 Financial Freedom Framework — 14 lessons
- Resources & tools library — worksheets and Excel templates
- Private membership community with access to Saijal
- Live webinars and Q&A sessions
The 360 Financial Freedom Framework — Everything You Need. Nothing You Don't.
Identify the beliefs holding you back and build unshakeable financial confidence.
Your relationship with money started long before your first paycheque. This module helps you identify what’s driving your financial decisions — and rewire it. You’ll build the clarity and confidence to make money decisions without fear, guilt, or second-guessing.
OUTCOME
You approach money with clarity and confidence — not fear.
Put a proven system behind your money, eliminate debt and create breathing room in your finances.
Get crystal clear on your cashflow and net worth, then leverage our proven tools to optimize how you save, eliminate debt strategically, and free up more money to build real wealth — without overhauling your life. Simple, automated, and sustainable.
OUTCOME
Master your cash flow, slay debt and create a safety net in place so you reach your goals faster.
Plan for the future you actually want by setting goals the right way and building wealth with intention.
Most people set financial goals the wrong way — and that’s exactly why they never reach them. In this module you’ll learn how to set goals that actually stick, then build a personalized investment strategy around your timeline, risk tolerance, and life.
OUTCOME
Finish knowing precisely where you’re going and how your money gets you there.
Master the investments that generate multiple income streams and accelerate your wealth.
This is where investing clicks. You’ll learn how to evaluate stocks, bonds, and ETFs and understand how they move through economic cycles — so nothing catches you off guard. Layer in dividend investing, real estate basics, and smart tax strategies, and your money starts compounding with purpose.
OUTCOME
You’ll confidently choose the right investments and build a portfolio that grows your wealth.
Insurance, estate planning and retirement — protect what you’ve built and leave a legacy.
Building wealth is only half the equation. This module ensures what you’ve built is protected — the right insurance, a clear estate plan, a retirement income strategy, and a legacy defined entirely on your terms.
OUTCOME
Your wealth is protected, your future is planned, and your legacy is yours to define.
SMCollective
For high-achieving career women and entrepreneurs ready to lead with financial power — personally and professionally.
The Collective is a curated membership for women ready to go further. Everything in SMCore — plus Business Fluency for leaders and exclusive access to industry experts and curated events. Applications are reviewed individually.
- Everything in SMCore — full 360 Financial Freedom Framework
- Business Fluency for Leaders — 5 modules, 10 lessons
- Exclusive access to industry and career experts
- Curated Collective events — in-person and virtual
- Private Collective community — separate from Core
- Direct access to Saijal
Everything in SMCore & Business Fluency for Leaders —The Language of Influence, Strategy and Power.
The financial skills you built in SMCore ready to be translated into business skills.
You will see how cash flow becomes revenue strategy, how budgeting becomes operational decision-making, and how your understanding of debt, risk, and investing maps directly to the way companies fund themselves and grow. From there, you’ll build a working mental model of how businesses actually make money and evaluate cost structures that drives every major decision in your organization.
OUTCOME
You enter the business world financially grounded, with a clear understanding of how your existing knowledge applies and how companies operate financially.
Every company tells its financial story through three documents — and the leaders with the most influence know how to read all three.
In this module, you will learn what the income statement, balance sheet, and cash flow statement each reveal, what questions they answer, and what leaders are looking for when they open them. The focus then narrows to the P&L — where you will connect each line to the real decisions people in real roles make, and identify exactly where your work makes an impact.
OUTCOME
You read financial statements with authority and understand the financial impact of decisions made by you, your teams, and others across the organization.
This module helps you build the business case for what you want to happen.
You will learn the frameworks that leaders use to evaluate decisions — ROI, payback period, cost-benefit analysis, and break-even thinking. Then you will understand how to build a complete business case around it: the ask, the cost, the return, the risk, and the timing.
OUTCOME
You’ll walk into any budget conversation, investment pitch, or resource negotiation with a financially grounded argument that is structured, and credible.
Understanding your business means understanding the world it operates in and the value it is working to create.
This module zooms out beyond the financials you work with day to day. You will learn how macro factors — inflation, industry cycles, competitive dynamics, and pricing power shape the decisions your organization makes. Then you’ll connect how companies create value and what that means for shareholders, and how your role fits into that picture.
OUTCOME
You understand the forces shaping your business from the outside and the value being built on the inside.
— Not Sure Where To Start —
Start Inside the Circle.
Decide When You're Ready.
Not ready to commit to a program yet? Start inside the Strictly Money Circle — where real women are having candid conversations about money, career & wealth. A safe space to learn, share, and build the kind of network that moves your life forward.
Limited Offer: US$15/month. No long-term commitment. Step up when you’re ready.
1,200 Women Empowered.
